Atal Pension Yojana
APY is a voluntary contributory pension scheme offering a defined monthly pension after age 60.
Check the official source before applying. Details can change; the official notice is the final authority.
- Scope
- Central
- Scheme category
- Not stated in official notice
- Application opens
- Not stated in official notice
- Application closes
- Not stated in official notice
About the scheme
Subscribers contribute regularly according to joining age and chosen pension slab. After age 60, the scheme provides a guaranteed monthly pension from ₹1,000 to ₹5,000, subject to full contributions and rules. Spouse and nominee benefits are governed by scheme terms; contributions are auto-debited.
Atal Pension Yojana eligibility, APY contributions, pension after 60 and retirement planning for unorganised workers are key searches.
Eligibility
Indian citizens generally aged 18–40 with a qualifying bank or post-office account; new enrollment is restricted for income-tax payers under current rules.
Benefits
Monthly pension after age 60 and defined spouse or nominee provisions, based on contribution slab.
Documents required
Savings account, identity and mobile details, nominee and spouse information.
How to apply
Enroll through a participating bank or post office, choose a pension slab and authorize recurring contributions.